John O Todd III

Financial Representative

Mutual Funds

Through the Northwestern Mutual Financial Network, your Financial Representative, who is also a Registered Representative of Northwestern Mutual Investment Services, LLC (NMIS) has access to a wide range of mutual funds.

Fund choices allow investors to choose from a vast universe of fund types, objectives and styles as well as money managers to meet a wide range of financial needs.

Mutual funds are appropriate for:

  • Savings for retirement.
  • Supplementing income.
  • Saving for a child’s education.
  • Savings to buy a home or other purchase.
  • Multi-generational transfer of assets.

Common benefits include:

Diversification: When you buy a mutual fund, you are buying an interest in a portfolio of many different securities, giving you instant diversification within each selected investment category.

Professional Investment Management: Mutual funds utilize dedicated professionals experienced in investment money management. Many investors do not have the necessary time, resources or expertise to make appropriate and timely investment decisions on an ongoing basis.

Affordability: Mutual funds allow you to begin investing with amounts of money appropriate for your financial situation. In most cases, you can continue to invest in a mutual fund on a systematic basis.

Multiple Investment Option: Typically, mutual fund investors have many different funds to choose among, for example, money market, fixed income, growth, balanced and international funds. This allows you to make asset allocations for your portfolio, based upon your financial situation, life stage, risk tolerance and time horizon.

Convenience: Most companies that offer mutual funds provide convenient client services that make investing easier, like periodic investment plans and dollar-cost averaging. In addition, online account access can help you track transactions and follow your funds’ performance.

Variety of Pricing Options: Mutual funds offer a variety of pricing options and share classes to suit your financial needs, time horizon and investment objectives.

Because there are thousands of mutual funds available to investors, NMIS focuses on a select group of fund families that offer a broad spectrum of mutual funds. Click here to review the latest list of fund families that participate in NMIS’ Affinity Fund Partners (AFP) program.

Review Important Mutual Fund Disclosures for more details about the AFP program.

Northwestern Mutual Investment Services, LLC (NMIS) also has selling agreements with a variety of other mutual fund families. Selections of fund families concentrate on attributes such as, financial strength, diversity, service support, integrity, and history.

Your Northwestern Mutual Financial Network Representative, who is also a Registered Representative of NMIS can help you identify your investment goals and objectives and find a fund family that is right for you.

You should carefully consider the investment objectives, risks, expenses and charges of the investment company before you invest. Your Northwestern Mutual Investment Services Registered Representative can provide you with a prospectus that will contain the information noted above, and other important information that you should read carefully before you invest or send money.

Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.

All securities are offered through Northwestern Mutual Investment Services LLC, (NMIS), Suite 300, 611 E. Wisconsin Avenue, Milwaukee, WI 53202, 1-866-664-7737. Member FINRA and SIPC. NMIS is wholly owned by Northwestern Mutual.

NMIS has selected American Century Investments, American Funds, Fidelity Advisor Funds, MFS Investment Management and Russell Investments to participate in NMIS' Affinity Fund Partners (AFP) program. AFP has greater access to NMIS registered representatives to provide training, education and product information and is invited to participate in NMIS registered representative meetings and sales conferences.  To participate in the AFP program, fund families had to be willing to contribute financially to help sponsor specific training, education and sales events as well as provide additional compensation to NMIS for marketing and distribution related expenses. These types of financial contributions are often referred to as revenue sharing. Each AFP discloses revenue sharing arrangements in their respective prospectuses. NMIS does not provide a financial incentive to NMIS registered representatives to sell AFP funds instead of other mutual funds. For additional information concerning the revenue sharing that NMIS receives from American Century Investments, American Funds, Fidelity Advisor Funds, MFS Investment Management and Russell Investments, please visit www.nmfn.com/tn/aboutnet-nmis_invest_mutualfunds.