John O Todd III

Financial Advisor

My Mission

With the demands on our time these days, it can be difficult for us to think about the future. It is precisely because of these demands that we must focus our attention toward what is truly important.

Many individuals and organizations struggle to make the proper preparations without knowing what they'll need for the future, whether it's investing, education funding or retirement solutions. My job is to know all about building future financial security for individuals and businesses.

- John Todd

Guidance for Business Owners

For Your Business's Key Employees
Part of attracting and retaining the best executive talent involves offering a comprehensive benefits package. Executive Benefit solutions are designed to Recruit, Retain, Reward, and Motivate  key employees using innovative funding solutions. Contact John Todd to receive world-class, customized solutions for your business situation.

Business Markets Stratey mapSuccession Planning
John Todd helps companies establish Business Continuation and Succession strategies, while also addressing the design, financing, and implementation of  executive retirement plans and related benefits. John Todd consults with many types of businesses, from publicly traded companies to small, medium, and large privately held firms.

 

With a focused expertise on the business owner, John Todd can provide guidance for any stage of your business:


Focus on Retirement

We’re living longer than ever—and that means retirement will last longer as well. To help ensure you have the lifestyle you want in the future, it’s important to develop a sound retirement plan today to make the most of your savings for tomorrow.

John Todd works with his clients in every phase of retirement planning:

Saving for Retirement

Approaching Retirement

Living in Retirement

 


Estate Planning

John Todd understands that Estate Planning is a very personal process that involves both basic and advanced tools. Learn more.  

The laws on estate taxes are constantly changing so having a plan is critical. Don't Leave your Estate to Chance

Social Security Won’t Be Enough: 6 Reasons to Consider an Income Annuity

Learn how you may be able to save less to meet your retirement income goals, keep up with inflation, and create guaranteed retirement income that never runs out.
Download FREE guide

When is it a good time to take on debt?

When you want something such as an education, a new car, a new TV, or a home, it’s not uncommon to take out a loan or even use your credit card. In this month’s Ask the Financial Expert column, our experts weigh in on the topic and discuss “good debt versus bad debt” and how debt as a whole affects our economy.

Research Reveals “Financial Realities” for Americans Today

Following the global financial crisis, Americans have embraced a distinctly more conservative approach to their finances, and widened the timeframes in which they expect to achieve financial goals, according to research by Northwestern Mutual.

Financial Realities Study: Changing Timeframes