John O Todd III
Contact Me

Office: 619-230-8035

600 W Broadway Ste 600
One America Plaza
San Diego, CA 92101-3359

My Networks

Sign Up for My E-mail Newsletter

Stay informed on the latest financial security news you can use to help guide your future.

Refer a Friend

Do you know someone who might share your concerns about financial security?

Advanced Planning
Library

Northwestern Mutual's Advanced Planning Library is a powerful legal research tool.

  

Dividend Announcement

Northwestern Mutual recently announced a dividend payout for 2010 of more than 4.7 billion dollars - the second largest in our company history - for clients who own life, annuity, DI and long-term care policies.

Click here to read more

Consistency Counts Scorecard

As in golf, the low score wins the game. Find out how Northwestern Mutual’s performance ranks relative to the competition. In times like these, it’s nice to know that Northwestern Mutual isn’t just strong — it’s consistently strong.

View Scorecard

Consistency Counts

Strength on its own can be impressive. When consistency is added, that’s when it becomes real. At Northwestern Mutual, we’ve been able to deliver real strength for over 150 years. Put our strength to work for you.

Strength that works.

Northwestern Mutual receives "best possible ratings"

The four major ratings agencies, Standard & Poor’s, A.M. Best, Moody’s, and Fitch, have each confirmed the company’s insurance financial strength ratings. We take great pride, especially in these economic times, in providing our clients the consistent financial strength that has been our signature for over 150 years.

Click here to read more.

Managing Your Money In A Downturn

Northwestern Mutual was recently featured in The New York Times Wealth Matters column, "Never Mind Your 401(k). How’s Your Insurance?" about the importance of managing risk in the current economic environment, and strategies that the wealthy use to manage not only their money but their overall well-being. Northwestern Mutual Executive Vice President Greg Oberland comments about how people should be rethinking and managing their insurance needs in a downturn. Read the article (PDF).

Themint.org – Financial Literacy for Kids

An interactive Web site designed to help parents raise "money smart" kids. Visit this award-winning site for fun activities, games, and challenges for students; tips for parents; and extensive resources for teachers. Sponsored by Northwestern Mutual.

Click here to visit the site

With the demands on our time these days, it can be difficult for us to think about the future. It is precisely because of these demands that we must focus our attention toward what is truly important. Many individuals and organizations struggle to make the proper preparations without knowing what they'll need for the future, whether it's investing, education funding or retirement solutions. Fortunately, there are professionals like John Todd whose job it is to know all about building future financial security.

For Individuals
Financial security is often a major objective in each of our lives. How financial security is defined varies from family to family and individual to individual. Through a personal needs analysis, John Todd will let you know where you stand relative to where you want to be, and provide you with specific solutions for education funding, retirement solutions, wealth accumulation and risk management, that can help make your goals a reality.

For Your Business's Key Employees
Part of attracting and retaining the best executive talent involves offering a comprehensive benefits package. Executive Benefit solutions are designed to Recruit, Retain, Reward, and Motivate  key employees using innovative funding solutions. Contact John Todd to receive world-class, customized solutions for your business situation.

For the Business Owner 
John Todd helps companies establish Business Continuation and Succession strategies, while also addressing the design, financing, and implemention of  executive retirement plans and related benefits. John Todd consults with many types of businesses, from publicly traded companies to small, medium, and large privately held firms.

John Todd is active in several outstanding organizations:

National Association of Insurance and Financial Advisors (NAIFA)
John serves on the California State Board of Trustees of the National Association of Insurance and Financial Advisors (NAIFA), and is the immediate past president for NAIFA San Diego.  John Todd has been a member of NAIFA for more than 10 years.

Business Forum International
John Todd is an active member of San Diego Chapter of Business Forum International. Business Forum provides its members with the opportunity to meet and effectively network with other highly successful business professionals. It distinguishes itself from other organizations because of its member's high standards of Integrity, Accountability, and Excellence.

Del Mar Little League
John Todd has been coaching Del Mar Little League Baseball since 2005. John currently is coaching two teams for both of his children, Jack and Andrew.

 Northwestern Mutual Financial Network News:

FORTUNE magazine survey names Northwestern Mutual "America's Most Admired" for unprecedented 25th time
Northwestern Mutual is the only company, in any industry, to have received this recognition every year.

Click here to learn more.

Northwestern Mutual ranks first in customer satisfaction
Northwestern Mutual ranks #1 in customer satisfaction among U.S. life insurers for the fifth consecutive year.

Click here to learn more.

Articles of Interest on John Todd's Web Site

Article Library-Articles on business and money practices, insurance, financial, investment, estate planning and general interest articles. 
         Family's Lasting Influence on Finances 
         How to Divvy Up an Estate 
         Keeping in Shape

Calculators-Calculators to estimate or compare many aspects of your financial wellness.

Life Events-Our lives take us down paths of joyous occasions and painful hardshipsa wedding, the birth of a child, the death of a parent, the loss of a job. In between those ups and downs, we enjoy a bit of normalcy.

 

My Mission

As a Northwestern Mutual Financial Network Representative, my mission is to help you achieve financial security for your family or business. I will work with you to help identify your financial goals, suggest a solution to help you reach those goals, and show you ways to implement them.

Northwestern Mutual Financial Network

We provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience.

What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of the Northwestern Mutual Financial Network, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed.